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  原标题:银行卡被盗刷 立刻做好这六件事

资料图资料图

  在平时的生活中,如果储户的卡被盗刷,自己应如何取证和止损呢?

  银行卡被盗刷 立刻干这六件事

  一般情况下,如果储户发现自己的银行卡被盗刷,可以尽快按以下六步操作:

  1、留存卡未离身的证据

  最简单的方式是去附近银行网点或ATM机,进行存取款、查询等交易,并保存好凭条。

  2、打电话给银行客服挂失止损

  3、向银行询问盗刷的方式、时间、地点、交易另一方账户信息,必要时记下客服人员号码;跨行交易可以向中国银联调取凭证。

  4、拿着银行卡、相关单据和本人身份证件到公安部门报案。

  5、拿立案的回执单,与银行或第三方支付平台交涉

  6、如果问题仍未解决,咨询律师起诉。

  不是所有都能赔 防盗刷意识要提高

  不过,银行不是保险柜,也不是所有的盗刷情况银行都有赔偿责任,储户除了要了解如何取证,更要提高防盗刷意识。

  业内人士 邱玮:不要轻易地将自己的身份证号码、证件号码、消费短信以及验证短信轻易地告诉第三方;不要轻易地点进来路不明的网站链接。 





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